{"id":89,"date":"2024-05-18T00:00:00","date_gmt":"2024-05-18T00:00:00","guid":{"rendered":"https:\/\/surrenderous.com\/?p=89"},"modified":"2024-05-08T10:40:42","modified_gmt":"2024-05-08T10:40:42","slug":"what-risks-are-covered-in-a-standard-homeowners-insurance-policy","status":"publish","type":"post","link":"https:\/\/surrenderous.com\/what-risks-are-covered-in-a-standard-homeowners-insurance-policy\/","title":{"rendered":"What Risks Are Covered in a Standard Homeowners Insurance Policy?"},"content":{"rendered":"

Homeownership comes with a sense of security and stability, but it also warrants protection against unforeseen events. A standard homeowners insurance policy plays a vital role in safeguarding your residence and possessions. When the unexpected strikes, understanding the breadth of coverage becomes paramount. Let’s embark on an exploration of the typical risks covered by homeowners insurance to help you rest easy knowing your home is well-defended.<\/p>\n

Dwelling Coverage<\/h2>\n

The heart of a standard homeowners insurance policy is the dwelling coverage. This aspect of the policy is designed to protect the physical structure of your home, including the foundation, walls, and roof. When natural disasters or accidents cause damage, dwelling coverage steps in to fund repairs or rebuilding. Here’s what’s typically protected:<\/p>\n